C&C provides its clients with many value-added services, such as credit report, credit survey, business credit assessment, credit scoring, credit management consulting & research, data processing and drill-down analysis (analysis on data mining), etc. C&C has rich experience in the credit risk analysis and information gathering. Its professional And its professional credit management consultants and credit evaluation consultants have been providing all kinds of credit reports and credit management support to many enterprises, both domestic and overseas.
Credit Management Report
A Credit Management Report includes the following information: registration information, shareholders and the changes made to the original registration; records of doing export & import business; information concerning trademarks, patents and other intellectual property of an enterprise; history; the background of the shareholders and management personnel of an enterprise and information on its subsidiary bodies; bank information, staff, office facilities, products, sales and purchases; credit records; financial statements(Cash Flow Statements are available for some enterprises); an enterprise’s financial indicators and industry standard indicators; financial analyses; introduction of the background of an industry; comprehensive evaluation, and etc. Our credit evaluation consultants can also provide referential credit ratings and benchmarks for line of credit. Main Types of Credit Report:
Profound Analysis Report: Helps you gain full and in-depth understanding on the credit and operation status of your main trading partners and cooperative enterprises.
Basic Commercial Report: Helps you estimate the credit status of your general trading partners in order to reduce the trading risks and lower transaction costs.
Financial Analysis Report: Professional financial analyses helps you fully and accurately find out the financial status of your cooperative enterprises.
Registration Information Report: Helps you judge the legitimacy, existence, size and nature of an enterprise by collecting enterprise registration information.
Customized Report: Special investigation report aims at satisfying customer’s special demand.
Professional Team
C&C has a professional team of credit management consultants and credit evaluation consultants.
Broad Information Channels
C&C has been closely working with all kinds of official and unofficial institutions and organizations throughout the country, which include industrial & commercial institutions, statistical agencies, tax authorities, customs, courts, financial institutions, trade associations, law firms, and survey consulting companies. Moreover, the professional credit investigation team and information verification team of C&C collect all kinds of information concerning the target enterprises through on-spot visits and telephone interviews.
In-depth Investigation Report on Credit
The in-depth investigation report on credit is the most representative product of C&C. C&C’s experienced credit analysts compose it through on-spot investigations and serious analysis. It contains very detailed information and accurate data, and has a high degree of integrity. It may serve as a highly valuable reference for gaining a comprehensive and in-depth understanding of the credit status of an enterprise. The report is mainly used for:
• Gaining in-depth understandings of your important transaction partners
• Gaining understandings of your partners before making important transactions
• Selecting your Joint venture partners and cooperative partners
• Selecting the target of your investments, purchase or merger The report shall include:
Classification
Purpose
Content
Content
Abstract
Summarizing the whole report in order to help the user to quickly obtain the general information of the target enterprise and understand the professional judgment and credit rating of the target enterprise given by C&C.
I. Abstract
Abstract
Basic Information
Helping the report user estimate the existence and legality of the target enterprise. Detail information shall include: contact information, registration and other information.
II. Basic Information
Contact Information
Registration Information
Other
Operation & Management Information
Reflecting the enterprise managers’ capability of utilizing the limited material and human resources to obtain the long-term development.
III. Branches and Subsidiary bodies
Branches
Subsidiaries
Shareholding Enterprises
IV. Capital Structure and Shareholders
Capital Structure
Background of Shareholders
V. Directors and the Core Management Personnel
Core Management Personnel
Background of the Core Management Personnel and Evaluation on Them
VI. Employees
Employees
VII. Production and Facilities
Land and Production & Operation Space
Key Production Equipment and Capacity
VIII. Purchase & Sales of Commodity and Payment Credit
Sources of Raw Materials and Method of payment
Product Varieties, Sales Regions and Charges Conditions
Payment Records
Charges Records
Financial Information
The performance of the enterprise operation and management may be finally reflected through the financial results and financial analyses.
IX. Operation and Financial Status
Operation
Financial Data(The Balance sheet and Income Statement)
Financial Analyses (Analyses on the Enterprise’s capabilities of solvency, operation, development and profitability)
Public Information
Information exchanged between the target enterprise and its external interests related organizations during the operation and production. For the report user, this part of information is more objective and valuable as a reference. The public information includes opinions of the supplier and banks, and court proceedings records.
X. Comments from Suppliers
Comments from Suppliers
XI. Bank Contacts
Bank Contacts and Bank Credits
XII. Court Proceedings Records
Proceedings Records
Conclusions and Ratings
Conclusions are drawn based on the full analyses on the enterprise’s basic information, operation & management information, financial information and public information. And C&C does the credit rating using professional techniques based on the conclusion above.
XIII. Comprehensive Review
Enterprise Background
History
Organizational Structure
Current Business Status
Development Plans
Analysis on the Industry
Analysis on Enterprise Competitive Strength
Business Prospects
External Relations and Comments
Other issues that need to be explained
XIV. Credit Rating
Credit Rating
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